Home
> Retirement & Pension

Retirement planning

Where are you in your retirement journey? Whether you’re planning for, transitioning to or already enjoying retirement, we’ll create a custom approach to help ensure you’re prepared. Planning ahead can clarify your vision for retirement and help to determine the best way forward toward your goals.
The benefits of our Retirement Account:
  • $0 monthly account-keeping fees mean you can focus on saving.
  • Draw from a tax-free allocated retirement pension with the security of term deposit returns.
What We Do

Financial planning for your retirement

We make it easy to save for retirement. Whether that’s helping you choose an individual retirement account (IRA) or assessing your finances to see if your money could be working harder, we can create a flexible retirement savings plan that adjusts as your needs evolve. We can help you with your:

  • IRA
  • 401(k) rollover1
  • Retirement accounts for when you’ve maximized IRA and 401(k) options
Our Approach

Create your retirement income strategy.

Planning ahead can help you be better prepared to manage your retirement income. Key considerations for your retirement strategy may include pensions and annuities, drawdown strategies and the age you start taking Social Security distributions.

Individual Retirement Accounts (IRAs)

    IRAs offer tax advantages* while you save, so you can maximize your funds.

  • Tax-advantaged retirement savings*
  • Competitive interest above standard savings rates
  • No setup or maintenance fees
  • Annual contribution limits apply
  • Available in traditional and Roth

401(k) rollover

Authorize a transfer.

Authorize a rollover transfer directly into an IRA without penalty or taxes. Some fees may apply.

Request a check.

Request a distribution check payable to you, subject to a 20% federal withholding tax. Roll the amount into an IRA within 60 days to potentially avoid penalties and taxes.

Retirement Savings Account (RSA)

  • $0 account keeping fees - $0 annual fee or administration fees*
  • Account-based pensions may provide additional tax benefits
  • Rollover options from other super accounts
  • Benefits payable either as a lump sum or as an account-based pension income stream
  • No negative returns

Call Us Today to Open a Business Savings Account

Contact Us
FSCS Protection

Protecting your money

Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

See FSCS Protecting Your Money (PDF, 3.7 MB) more information about the scheme and how it protects your money.

Get Started

To open a business savings account, you must be a resident with a valid photo ID and a mobile number. You’ll also need a smartphone to use our app. We’ll carry out a soft credit check as part of the application process – this won’t affect your credit score. Additional eligibility criteria may apply.

Apply Now

Stay Ahead.

Subscribe for Expert Insights.

You can unsubscribe at any time using the link in the footer of our emails. View our Privacy Policy.