The benefits of our Savings Account:
- Earn interest on your deposits, allowing your savings to grow over time.
- No initial deposit required to set up your savings account.
Save when you can. Spend when you want.
Add money to save or withdraw money into your personal current account to spend – as many times as you like. No notice period and no penalties either. Easy, right?
find the right savings account for you
Instant Access
- No initial deposit needed
- On balances between £1 - £4,999 earn 1.25% AER/Gross p.a. (variable)
- On balances £5,000 and over earn 4.00% AER/Gross p.a. (variable)
Cash ISA
- Tax-free interest on balances up to £20,000
- AER/Gross p.a.(variable) 1.15% for balances between £1 - £24,999
- AER/Gross p.a.(variable) 2.45% for balances over £25,000
Children Savings
- 2.50% AER/2.47% gross on balances from £1 - £25,000.
- 1.00% AER/1.00% gross on any excess above £25,000.
- Interest is paid after each year.
Call Us Today to Open a Savings Account
Protecting your money
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See FSCS Protecting Your Money (PDF, 3.7 MB) more information about the scheme and how it protects your money.
Get Started
To open a personal savings account, you must be a resident with a valid photo ID and a mobile number. You’ll also need a smartphone to use our app. We’ll carry out a soft credit check as part of the application process – this won’t affect your credit score. Additional eligibility criteria may apply.