Feature-packed, with no monthly fees
- 0% interest balance transfer for up to 14 months.
- Spending abroad with no foreign exchange fees on card purchases.
Convenient access to funds, when you need them.
We offer loans to meet every need. Personal loans are available including consumer loans for cars, vacations, home equity, and lines of credit. Real estate loans serviced in-house or long term for the secondary market are also available at competitive rates.
Small business loans, operating loans, and lines of credit are available for our commercial customers.
Agricultural customers have access through us to farm real estate purchase loans, operating loans, and loans for livestock and machinery purchases.
Find a loan to suit your needs
Personal loans
Whether it's for something special, or absolutely essential, our personal loans could be what you need.
- 5.9% APR representative for loans
- Borrow £1,000 up to £50,000.
- Pay back within 1 - 7 years.
Cashback credit card
Earn cashback on most card purchases, with no monthly account fee.
- 1% cashback on card purchases.
- 0% interest for 3 months on purchases
- Representative 14.9% APR variable.
- Average credit limit offered is £7,700*
World Elite Mastercard
Access travel benefits and earn cashback on most card purchases. A monthly fee applies.
- Up to 5% cash back
- 0% interest on purchases for up to 3 months.
- Representative 24.9% APR (variable)
- Average credit limit offered is £15,000*
Open an account today and enjoy app-based banking at its best
Thinking of switching your bank account to us?
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Get Started
To apply online your business must reside in the UK and have an annual turnover under £6.5m. Existing customers with an annual turnover over £6.5m should contact their Relationship Manager to apply; new customers with an annual turnover over £6.5m should start their application online and we’ll pair you with a Relationship Manager to complete your application, or can apply over the phone.